Speak your
spending.
One sentence and it’s filed. Tap to pay and it captures itself. Murmur keeps your money story between you and your phone: no spreadsheets, no bank logins, nothing to maintain.
“Eight dollars at Lay’s.”
That’s the whole workflow. Murmur hears the amount, the merchant and the intent, picks the category, and saves it with an undo. Groceries in the car, rent from the couch.
Pay. That’s it.
A one-time setup, then every tap-to-pay purchase files itself in the background with a quiet confirmation. Undo or edit from the notification.
See the month coming.
Forecasts, spending patterns and a recurring-bill radar that knows your pay cycle.
Ask anything about your money.
Answers computed from your own transactions. Not generic advice, and never shared.
Export everything.
CSV for spreadsheets, JSON for backups, a typeset PDF for records and taxes. Or delete it all, permanently, from Settings. No email required, no retention tricks.
No bank linking. Ever.
Murmur never connects to your accounts. Everything in it is something you chose to put there. That is the product.
The whole picture, one subscription.
Ask Murmur, automatic recurring detection, full export and the desktop & web dashboard. Subscribe on your iPhone; your account unlocks everywhere.
Renews automatically until cancelled in your Apple ID settings. Cancel anytime.